Debt Consolidation Service Settlement Negotiation Credit Card Bills Pay Off

Tuesday, January 06, 2009

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Credit Card Industry (souce: Cardweb)

With its acquisition of MBNA, Bank of America became the nation’s largest credit card issuer in 2006, followed by Chase and Citigroup.

Top 10 issuers of general purpose credit cards:

Bank of America
JPMorgan Chase
Citigroup
American Express
Capital One
Discover Card
HSBC
Washington Mutual (wamu)
Wells Fargo
US Bancorp

Credit Card Debt? Avoid Bankruptcy

Debt settlement is also known as debt negotiation. The amount you owe on unsecured debt, (credit cards, personal loans, lines of credit and medical bills) can be reduced through our Debt Settlement Program.

This program is one of the most effective alternatives to debt consolidation and bankruptcy. We understand unexpected events such as loss of employment, divorce, business failure, and medical problems.

Don’t let unwanted or uncontrolled debt put stress on you and your family, or even push you into bankruptcy. Our debt negotiation program has helped many, just like you, in rebuilding a financial foundation.

If you have $10,000.00 in unsecured debt let our team of experienced consultants help you.

Why Settlement is for You

Avoid bankruptcy and years of bad credit
Lower your debt and monthly payments.
Our clients have saved thousands of dollars.
One of the quickest solutions to getting debt free.

Why call today

Find out what the credit card company’s don’t want you to know
Learn how to be stress free.
Let our experienced team get you back on track

What is Unsecured Debt?

Unsecured debt, consumer debt and personal debt are debts that have no collateral to back up the debt. For most people collateral could be a savings account, a security bond, or stocks. It can also be your home, a piece of property, or a vehicle that has value.

Collateral is anything you put up that has value against an amount of money you want to borrow. Every type of plastic credit card is unsecured debt. Any type of medical debt is considered consumer debt. Personal debt is all the above plus it can be from repossessions, cell bills, even utility bills such as your gas, electric, cable, sattelite service, and water bills. Memberships of any type are considered unsecured debt.

If you find yourself unable to make your monthly payments and some of your debt is in the hands of collectors, you might even be thinking about filling for bankruptcy. Perhaps you believe there's no way out, but there is!

America’s Choice Debt Settlement legally helps reduce your unsecured debt by using our proven Debt Settlement reduction techniques. We provide a better debt relief alternative than credit counseling services, filing for bankruptcy, or worse yet, just doing nothing.

If you’re unable to meet your monthly obligations of your unsecured debt and don’t want to ruin your credit the way bankruptcy will, your only legal alternative is to let our trained professionals negotiate a payoff amount on the debt you currently owe. America’s Choice Debt Settlement is an effective, legal method for most anyone who has at least $10,000 in unsecured debt.

Our Debt Settlement plan involves negotiating a payoff for each unsecured debt you have, and then, setting up a payoff plan to eliminate your debt between 12 and 36 months.

In most cases, our Debt Specialist will contact each of your creditors to negotiate a reduced payoff on your behalf by as much as 40% to 60%.*

Obviously, if you could pay $10,000 over a 36 month period to settle a $20,000 debt it would be a no-brainer for most people. This is what we do everyday for our clients. Request a free confidential consultation today!

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